Advantages of ONLINE MBA


Is it possible for you to earn an MBA from your home? It is indeed, and it is far easier than you may imagine. All it takes is strong self-motivation and a sense of diligence as well as the dedication to keep going in the face of the many distractions of work and family. There are few experiences more rewarding than finishing your MBA degree, and with online programs now available, you do not have to postpone getting it any longer. An online MBA degree program can be fit into your schedule so that you can complete it at your own pace and convenience.Another advantage of a distance learning MBA program is the reduction of what you would otherwise spend on similar education. Let's face it, aside from the tuition you have to pay, higher education also includes a number of additional costs, such as travel to and from a university, and room and board.When you are on an online program, you do not have to go anywhere, and so you will not incur any expenses on fuel and parking lot fees. Nor will you have to experience the hassle of public transportation or deal with traffic congestion. The value of the time and convenience you save is incalculable. Furthermore, you will not have to uproot yourself and move to a distant state or city to attend the program of your choice. That will save you more travel costs, and the expenses of room and board, not the mention the bother of moving and the interruption of your lifestyle.It is also possible that you will save on tuition as well. Since an online MBA program does not require a classroom, the university will have that room for use in a different course, saving it money. This may be translated into a lower tuition fee, which you can take advantage of.But the primary advantage of an online MBA program is the flexibility that it offers. You can adapt its schedule to fit your lifestyle, instead of adapting your life to it. You will not be forced to take a leave of absence from your job or spend any time away from your family. You will be able to do your class work at the hours that are most convenient to you. And you are allowed ample time in which to finish, up to five years for some online programs. All these advantages make taking an online MBA program very attractive indeed.

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How Much Does A Top MBA Degree Cost?


What’s the most expensive two-year MBA program you can take? You might be surprised to learn it isn’t Harvard or Stanford, or Wharton or Chicago, or Dartmouth or Yale. Instead, priciest MBA is being sold by Columbia Business School. Columbia estimates that the cost of its two-year, full-time MBA program in New York is a whopping $168,307.Harvard Business School Dean Nitin Nohria said earlier this week that the cost of a Harvard MBA is less than several other top rivals. “We are at the middle of the pack when it comes to the top ten schools,” he said in a wide-ranging interview with The Financial Times. By the estimates of the total cost of the degree posted on business school websites, he’s actually being somewhat conservative. Harvard comes in as the seventh most expensive MBA program among the top 20 U.S. business schools.Not only is Columbia number one, but the school Columbia also ends up on another extreme end of this list of premium-priced degrees. Columbia reports the lowest percentage of MBA students who are receiving financial aid from the school–just 55%, well below the 81% at Duke, the 80% at Dartmouth, or the 75% at Stanford.The total cost of the Columbia program includes two years worth of tuition, fees, books, and the estimated costs to live in New York City. But as often is the case, these numbers are often conservative. Yale’s School of Managment makes clear that its esimates assume a “modest lifestyle.” Cornell informs applicants on its website that its estimate of $11,250 a year for living expenses is “based on the cost of sharing a moderately priced apartment” at a cost of $700 a month rent and putting aside $425 a month for food.Most MBAs at elite schools will find it hard to live on that budget, especially in New York, Boston, Chicago, or San Francisco. Indeed, perhaps to make these estimates more believable to applicants, Cornell goes out of its way to note, “It is much easier to live like a student when you are a student than to live like a student when you are earning $90,000 annually. If you were to reduce your student loans from $50,000 to $40,000 you would save approximately $121 per month in student loan payments.”TOTAL COST ESTIMATES ARE VERY CONSERVATIVE.In almost all cases, these “total cost” numbers–taken from the school’s websites–are very conservative estimates. Wharton’s $168,000 pricetag, for example, fails to include the cost of its Global Immersion Program, which ranges from $5,800 to $7,800, or the inevitable cost to join clubs, attend conferences and “parties,” which Wharton estimates at $860 a year. Those two omissions alone add 6% to the total cost estimate of an MBA degree. Stanford’s estimate of the total cost of its MBA degree doesn’t include a required “global study tour” which costs about $4,000. In most cases, you can expect the “total cost estimate” to be 10% to 20% higher, given your lifestyle preferences and desire to take full advantage of the MBA experience.The costs of non-U.S. MBA programs can vary widely, especially because in Europe one-year programs are especially popular. London Business School’s 21-month MBA program looks like a bargain if you believe the estimate: $134,152, with $77,854 of that going to pay tuition. The accelerated 10-month MBA program at INSEAD in Fontainebleau, France, costs just $102,714 (with about $73,000 of that for tuition). Of course, that’s the estimate from INSEAD for living expenses, food, and travel. Could you live in France on $30,000 over those ten months? Perhaps if you lived in a trailer or a tent. What can you deduce from the costs of these top MBA programs and the amount of financial aid for students arranged by their schools? The least expensive program is at the University of Texas at Austin. At a total cost of $127,144–more than $40,000 less than a Columbia MBA–it looks like a true bargain for a top degree. Then, add in the fact that the school is helping 75% of its MBAs with financial aid–versus Columbia’s 55%–and it seems as if it is a very smart investment, indeed.The most expensive public university in the MBA game is surprisingly UCLA. Higher ranked B-schools at Berkeley, Michigan and Virginia are less expensive in total costs than the Anderson school in Los Angeles–largely because of the highest cost of living in L.A. than Berkeley, Ann Arbor, or Charlottesville.The most generous school in terms of financial aid? MIT Sloan. The school puts together the largest average financial aid packages of the top schools: $130,418. That’s more than $15,000 more than Columbia and more than twice the size of Berkeley’s $67,052 (the lowest amount reported by any of our top 20 schools). Be aware, however, that financial aid is a rather vague phrase to describe a package of financial help. You don’t know how much of this money is merely a loan or a scholarship or fellowship.HARVARD GIVING STUDENTS MORE THAN $20 MILLION A YEAR IN FELLOWSHIPS.Such fellowships–typically used to lure exceptional students or to help students on the basis of financial need–can significantly lower the price tag of an MBA. Harvard effectively discounts the sticker price of its MBA by paying out some $22 million a year in fellowship money. HBS says that nearly half of every MBA class receives an average of some $25,000 per year in “need-based” HBS Fellowships that are granted only on the basis of financial need and not academic merit. The school makes these awards based on an analysis of an applicant’s income for the prior three years as well as the applicant’s assets.

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What Do Celebrities Use for Acne?


Celebrities on television and in movies are known for having clear, soft and pristine complexions. For people suffering from acne blemishes, how these celebrities keep their skin so clear can be a mystery. There are a few methods that celebrities use to clear their skin that you can benefit from.Many celebrities have benefited from accurately using a three-step system. Although there are different types of three-step acne-fighting systems on the market, one of the most effective systems uses a gentle cleanser, a low-concentration benzoyl peroxide cream and an oil-free moisturizer. The website acne.org addresses this method, and lays out an easy-to-follow regimen that includes video to help people understand how to treat their acne effectively. This involves carefully and gently lathering the face with a soap formulated for sensitive skin, spreading a 2.5%-concentration benzoyl peroxide cream onto the face, and following the cream with an oil-free moisturizer.Baking soda is a very alkaline substance, while lemon juice is highly acidic. When used in combination, these two products have effectively treated celebrity acne. All that is needed is a box of baking soda and a bottle of lemon juice. One tbsp. of baking soda is mixed with water, massaged onto wet skin for 30 seconds and rinsed with water, followed by a splash of lemon juice. This removes dead skin cells while killing off the bacteria that cause acne.Urine is a sterile substance that people have been using for thousands of years to treat skin conditions and medical ailments. Although foreign to most Americans, some celebrities are aware of how quickly urine can treat and eliminate acne blemishes. It is important to use the first urine of the day, as it is the most concentrated and can eliminate acne the quickest. Soak a cotton pad in the urine, then apply it to the skin by wiping the cotton pad across the face. Let the urine dry onto the skin.One costly method celebrities use to clear their skin is to have sessions of laser resurfacing from their dermatologist or plastic surgeon. Laser resurfacing is a minimally invasive procedure that gently sloughs off the top layer of the skin, revealing new, unblemished and unclogged skin underneath. Multiple treatments are often required.Many celebrities have cleared their skin effectively by using certain oils to unclog their pores and maintain clear, soft skin. The two oils used most often are extra-virgin olive oil and castor oil. These oils are both noncomedogenic, meaning that they do not clog the pores. These oils are massaged into the skin, and followed by draping a steaming washcloth over the face. The steam penetrates and opens the pores, effectively removing dirt and impurities. After the cloth cools, the excess oil is wiped away with the washcloth.

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